The cheapest 10 cars to insurance for new drivers
1. Skoda CitiGo: £908
The Czech brand’s smallest model is roomy and has an impressive 3-cylinder engine. It also offers the cheapest young driver insurance costs at an average of £908 a year, according to GoCompare.
2. VW Up!: £930
Look familiar? It should, because the Up! is mechanically the same as the Skoda CitoGo. The premium VW badge appeal means average premiums for a new driver under 21 is £930.
3. Seat Mii: £960
Completing the hat-trick for the VW Group is the Seat Mii. Behind that Seat badge is the same car as the Skoda CitiGo and VW Up!, though the Spanish brand’s generally younger customers makes it the most expensive of the trio at £960.
4. Suzuki Celerio: £961
For years, the Celerio was the second cheapest new car in Britain, with only Dacia’s Sandero less expensive. They’re basic but relatively reliable, which – along with low average premiums for young drivers of £961 – make it very appealing.
5. Hyundai i10: £971
The i10 is the Korean car brand’s answer to affordable driving. The previous-generation car is well equipped, has a lovely interior and will cost young drivers an average of £971 to insure fully-comp.
6. Fiat Panda: £983
The Panda has been around since the early 1980s when it offered no-frills cheap motoring. For young drivers, that’s still the case with average premiums of £983.
7. Citroen C1: £984
French brands traditionally have made some of the best small cars on the road for years, and Citroen’s C1 is no different. It’s cheap and cheerful – and pretty reliable as it was made in conjunction with Toyota. It will cost new drivers £984 a year to insure.
8. Peugeot 108: £996
The 108 is mechanically the same as the Citroen C1 above and the Toyota Aygo, It might feel a bit tinny inside, but the engines are strong and so is overall reliability. Average new driver cover is £996, says GoCompare.
9. Peugeot 107: £1,004
Marginally breaking into the four-figure bracket is the Peugeot 107 – the older version of the 108 listed above. It shares all the same credentials, and a cheaper purchase price. Average new driver premiums are £1,004.
10. Ford Ka: £1,016
Like the Fiat Panda, the Ka has been around for some time. The dinky Ford offers affordable first-year insurance costs to a 17-to-21 year old driver of just £1,016 – that’s what GoCompare customers wanting fully-comprehensive cover had to pay last year.
Source: GoCompare, based on fully-comprehensive policies bought via the comparison site between Aug21-Jul22 by 17-21 year old customers with a UK full licence less than 1 year old